Uninsured Motorist Lawyer In Chicago

Photo of "Chicago Theater," at night

What Is Uninsured Motorist Coverage?

Uninsured motorist coverage, also known as UM coverage, is a component of auto insurance coverage that protects policyholders when they are involved in an accident with a driver who does not have insurance. This type of coverage provides compensation for medical expenses, lost wages, and other damages that result from the accident caused by the driver, who either did not have insurance or adequate coverage limits.

UM coverage is essential for ensuring that individuals are not left financially vulnerable in a collision with an uninsured motorist. It is a crucial safety net for drivers, offering them the peace of mind that they will be protected in an accident with another driver who does not have insurance. 

Reasons for Hiring a Chicago Uninsured Motorist Lawyer

Legal expertise: Hiring a Chicago lawyer after an accident with an uninsured or underinsured driver is crucial due to the complex nature of insurance laws and regulations in Illinois. A skilled lawyer will have the knowledge and experience to navigate these intricacies and ensure you receive the compensation you deserve.

Protection of rights: Insurance companies may attempt to minimize or deny your claim, especially in cases involving uninsured or underinsured drivers. Having a lawyer on your side will help protect your rights and ensure you are not taken advantage of during the claims process.

Negotiation and arbitration: Filing a claim with your insurance company can be complicated and may lead to disputes over the amount of compensation you are entitled to. Legal representation is essential during arbitration to help negotiate a fair and just settlement.

Qualifications of an Uninsured Motorist Attorney in Chicago

When seeking legal guidance in the event of an accident with an uninsured driver, it’s crucial to find a lawyer with specific qualifications to handle your case effectively. An uninsured motorist attorney in Chicago should possess a thorough understanding of state laws and regulations. That attorney should also have experience representing clients in similar cases and a track record of successful outcomes.

Additionally, they should have excellent negotiation skills, the ability to navigate complex legal processes, and a dedication to fighting for the rights of their clients. These qualifications are essential in ensuring that you receive the compensation you deserve and that your rights are protected after a collision with an uninsured driver.

Right front end of red 1968 Ford Mustang

Proven Record of Successful Cases

Our team of attorneys has a proven record of successful cases in uninsured/underinsured motorist (UM/UIM) claims. We have secured numerous victories for our clients and consistently obtained favorable outcomes for car accident victims. 

If you have been injured in a car accident, trust our proven record of successful cases to advocate for you and secure the compensation you deserve.

Understanding Your Rights as an Accident Victim

After a car accident with an uninsured or underinsured driver, it is important for the victim to understand their rights and options for seeking compensation.

First, it is essential to check if you have uninsured/underinsured motorist coverage as part of your own auto insurance policy. This coverage can compensate for medical expenses and damages caused by the uninsured or underinsured driver.

Next, consider filing a personal injury claim against the at-fault party. This can help you seek compensation for medical bills, lost wages, pain and suffering, and other damages resulting from the accident.

If the at-fault party does not have sufficient insurance coverage to compensate you fully, you may also consider seeking third-party claims. This involves pursuing compensation from other potentially responsible parties, such as employers or vehicle owners.

It is crucial to consult with a personal injury attorney concentrating on car accidents to understand your legal rights and options for seeking compensation. They can help navigate the complex process of filing claims and ensure you receive the total compensation you are entitled to.

Assistance with Negotiating with Insurance Companies

men shaking hands, sign saying "insurance"

After a car accident, it is important to list the damages and injuries incurred, including the total compensation you are entitled to. This may include property damage, medical expenses, lost wages, and pain and suffering, totaling a specific amount.

When making a car accident claim against your own insurance company for damages, it is crucial to know the limitations and coverage of your uninsured/underinsured motorist’s policy. This coverage is designed to protect you in case the at-fault driver does not have insurance or has insufficient coverage. It can help cover medical expenses, lost wages, and other damages from the accident.

If you are in need of assistance with negotiating with insurance companies after a car accident, the Law Offices of Mitch Furman can provide the guidance and support you need to navigate the claims process. Our team of attorneys is dedicated to advocating for our clients and securing the best possible outcome for their case. Contact Law Offices of Mitch Furman, Chicago Under-Insured Motorist Attorney.

Filing Uninsured Motorist Injury Lawsuits for Accident Victims

Filing an underinsured motorist claim for accident victims involves several key steps. First, it’s essential to identify any liable third parties, such as negligent drivers or vehicle owners. Gathering evidence of negligence is crucial, whether through witness statements, photographs, or expert opinions. Choosing an experienced attorney with a proven track record in personal injury cases is essential to ensure a solid legal representation.

Initiating a claim typically involves negotiating fair compensation for the injured motorist with their insurance company. If the negotiation process fails to achieve a fair settlement, the next step is to file a lawsuit. Filing a complaint with the court is the official way to commence an uninsured motorist lawsuit. This is called the litigation process. 

During the litigation process, both parties must answer written interrogatories. As well as to attend an oral testimony session, called a sworn statement. This process is called discovery. 

Once discovery is complete, the case will be sent out to arbitration. There, a panel of three attorneys, selected by both your and the other side’s lawyer, will determine what the fair amount for recovering compensation would be.

Overall, navigating the process of filing an uninsured motorist lawsuit, going through discovery, and participating in a hearing can be complex. But, with the proper legal support, accident victims can seek the justice and compensation they deserve.

At Chicago Premier Uninsured Motorist Attorney, Law Offices of Mitch Furman, we can simplify this process and get you the compensation you deserve.

For a free consultation, call us today. 312-236-7078

Contact Our Firm

Our Posts